• If you are having problems logging in please use the Contact Us in the lower right hand corner of the forum page for assistance.

25% of Uninsured Americans Say They Will Stay That Way

hypocritexposer

Well-known member
Gallup: At Least 25% of Uninsured Americans Say They Will Stay That Way

(CNSNews.com) - Twenty-five percent of uninsured Americans say they will pay a fine rather than purchase health insurance in 2014, according to a newly released Gallup Poll. -


See more at: http://cnsnews.com/news/article/susan-jones/gallup-least-25-uninsured-americans-say-they-will-stay-way#sthash.mKKKhh7s.dpuf
 

Steve

Well-known member
Lets see.. pay at least $3000 a year for health insurance,.. or $95 for not getting it..

the difference may be in that many of those who don't,.. still can't afford it.

but now know that if they get sick.. they can just go online and sign up...
 

Mike

Well-known member
TSR said:
And yet quite a few could afford it but had rather run to the ER making my premiums higher.

Nope, they will now qualify for Obamacare when they are wheeled in the ER door.

Why buy it in advance? How long do you think the insurance companies will last like that?

What's gonna be funny when they start touting how many have signed up before they have paid their first premium. :lol:

Big difference between signing up and actually paying the premiums... :roll:
 

Steve

Well-known member
TSR said:
And yet quite a few could afford it but had rather run to the ER making my premiums higher.

many poor working class Americans are now using urgent care centers..
average visit is about $85 ,.. and most will reduce it if you pay cash..

most of the people I know would rather go there then the emergency room..
 

TSR

Well-known member
Steve said:
TSR said:
And yet quite a few could afford it but had rather run to the ER making my premiums higher.

many poor working class Americans are now using urgent care centers..
average visit is about $85 ,.. and most will reduce it if you pay cash..

most of the people I know would rather go there then the emergency room..

Hmmm I can go to the ER for free or go to the urgent care for $85 avg. I know which choice a lot of them around here will make. BTW I'm all for those urgent care centers-think they are a good thing.
 

Steve

Well-known member
TSR said:
And yet quite a few could afford it but had rather run to the ER making my premiums higher.

like the millionaire who lives in a fancy home.. has piles of money invested and in the bank but little to no income who can now sign up and get a subsidy or even Free insurance?

and just buy a cheap supplemental policy.
 

Steve

Well-known member
TSR said:
Steve said:
TSR said:
And yet quite a few could afford it but had rather run to the ER making my premiums higher.

many poor working class Americans are now using urgent care centers..
average visit is about $85 ,.. and most will reduce it if you pay cash..

most of the people I know would rather go there then the emergency room..

Hmmm I can go to the ER for free or go to the urgent care for $85 avg. I know which choice a lot of them around here will make. BTW I'm all for those urgent care centers-think they are a good thing.

you do realize most of those will qualify for medicaid and we will shoulder that burden..

take Wisconsin for instance.. 9500 enrolled or did the paperwork , and out of that 8500 were eligible for medicaid..

do you think they will go to emergency room as well.. now that the bill collector won't chase them down they will probably make it and the urgent care a regular monthly stop over..

as for the better off.. we don't pay for them.. they just get hounded by a bill collector until they pay or get their wages garnished..
 

Steve

Well-known member
Hmmm I can go to the ER for free

first off it isn't FREE ,.. if you have any money they will go after you.. eventually garnishing your wages.



if you don't have anything to lose and no job,.. in effect getting a free visit. that same dire financial situation will make you eligible for medicaid..

which for them is now FREE

so how much is the slug paying now?.. nothing..

How much will the slug pay later with obamacare.. NOTHING,.. just more of it..
 

Faster horses

Well-known member
It's my thought that many of the 'slugs' have been created by all our give-away programs that started long ago and have accelerated to today. I have no problem helping those truly in need; it's the ones on the gravy train that sicken me.
 

TSR

Well-known member
Steve said:
TSR said:
Steve said:
many poor working class Americans are now using urgent care centers..
average visit is about $85 ,.. and most will reduce it if you pay cash..

most of the people I know would rather go there then the emergency room..

Hmmm I can go to the ER for free or go to the urgent care for $85 avg. I know which choice a lot of them around here will make. BTW I'm all for those urgent care centers-think they are a good thing.

you do realize most of those will qualify for medicaid and we will shoulder that burden..

take Wisconsin for instance.. 9500 enrolled or did the paperwork , and out of that 8500 were eligible for medicaid..

do you think they will go to emergency room as well.. now that the bill collector won't chase them down they will probably make it and the urgent care a regular monthly stop over..

as for the better off.. we don't pay for them.. they just get hounded by a bill collector until they pay or get their wages garnished..

Those 8500 now, will mostly not go to the ER. With respect to the better off or anyone for that matter, its my understanding that its pretty much illegal to "hound" one any more. This could vary from state to state, I'm not sure.
I personally know a guy that broke his leg in a motorcycle accident that had no insurance (not offered where he worked, his pay $13/hr approx.) He just pays the hospital something like $30 monthly. Everything is fine-no hounding. I figure by the time he is close to 100 yrs. old he'll have it paid off. BTW he just recently got a hike in salary $15/hr. Think the hospital is satisfied, or do you think they might try to raise prices to make up for people like him? Probably quite a few throughout the US.
 

Steve

Well-known member
TSR said:
Those 8500 now, will mostly not go to the ER.

who are you kidding? yourself?

have you ever seen a person who is already not supporting themselves turn down a benefit,.. let alone not abuse it?

you seem to have alot of faith in that deadbeat you complain about all of a sudden developing a bit or responsibility and not abusing the same system he just abused..
 

Steve

Well-known member
TSR said:
I personally know a guy that broke his leg in a motorcycle accident that had no insurance (not offered where he worked, his pay $13/hr approx.) He just pays the hospital something like $30 monthly. Everything is fine-no hounding. I figure by the time he is close to 100 yrs. old he'll have it paid off. BTW he just recently got a hike in salary $15/hr. Think the hospital is satisfied, or do you think they might try to raise prices to make up for people like him? Probably quite a few throughout the US.

average emergency room visit is about $650 and when you add in the broken leg and extras the whole thing can be anywhere from $1200 to $2000 according to research I just did..

say it is even if was on the high side.. $2000 and the guy can't afford to pay it off..

then consider this.. for his income,
Amount you pay for the premium:
$2,060 per year

Bronze Plan. You’ll spend up to $2,808 on your annual premium and $6,350 on your out of pocket expenses for a total of $9,158.

his premium for obamacare on the cheapest plan is $60 more then he couldn't afford before..

it only covers 60% of the cost,.. so in the case of his accident,.. he still has to come up with $800 after he pays the first $300 of the emergency room costs. and cost shares on all the tests and lab-work . but hey, he knocked off almost half of the costs.. or $840 for this visit based on a cost of $2000 for the whole visit


now he is up to $2900 at least. , a full $900 more then he couldn't afford before having insurance..

..

and that is only if he has already met the really high deductible.. which ironically is $2000


do you seriously think he will buy a $2000 plan? pay his $2000 in up front deductibles and co pays and spend nearly 10 grand when he couldn't come up with a few thousand..
 

Triangle Bar

Well-known member
Steve said:
Lets see.. pay at least $3000 a year for health insurance,.. or $95 for not getting it..

The penalties for not getting insurance may start at $95 in 2014 but they don't stay there. The penalties are phased in from 2014 through 2016. The minimum penalty in 2016 will be $695 per individual and up to 3 times that amount for families. I wonder how many people will be on the bubble where they find themselves paying a penalty where they could go ahead and by the O policy for just a little more or reversely for a little less.

Regardless, the law was designed to destroy the health insurance companies and force everyone into the single payer system.

http://www.businessinsider.com/how-much-is-the-obamacare-penalty-tax-2012-7
The penalty/tax will be phased in from 2014 to 2016.
The minimum penalty/tax in 2016 will be $695 per person and up to 3-times that per family. After 2016, these amounts will increase at the rate of inflation.
The minimum penalty/tax per person will start at $95 in 2014 (and then increase through 2016)
No family will ever pay more than 3X the per-person penalty, regardless of how many people are in the family.
The $695 per-person penalty is only for those who make between $9,500 and ~$37,000 per year. If you make less than ~$9.500, you're exempt. If you make more than ~$37,000, your penalty is calculated by the following formula...
The penalty is 2.5% of any household income above the level at which you are required to file a tax return. That level is currently $9,500 per person and $19,000 per couple. The penalty on any income above that is 2.5%. So the penalty can get expensive quickly if you make a lot of money.
However, the penalty can never be more than the cost of a "Bronze" heath insurance plan purchased through one of the state "exchanges" that will be created as part of Obamacare. The CBO estimates that these policies will cost $4,500-$5,000 per person and $12,000-$12,500 per family in 2016, with the costs rising thereafter.
 

Steve

Well-known member
Triangle Bar said:
Steve said:
Lets see.. pay at least $3000 a year for health insurance,.. or $95 for not getting it..

The penalties for not getting insurance may start at $95 in 2014 but they don't stay there. The penalties are phased in from 2014 through 2016. The minimum penalty in 2016 will be $695 per individual and up to 3 times that amount for families. I wonder how many people will be on the bubble where they find themselves paying a penalty where they could go ahead and by the O policy for just a little more or reversely for a little less.

Regardless, the law was designed to destroy the health insurance companies and force everyone into the single payer system.

http://www.businessinsider.com/how-much-is-the-obamacare-penalty-tax-2012-7
The penalty/tax will be phased in from 2014 to 2016.
The minimum penalty/tax in 2016 will be $695 per person and up to 3-times that per family. After 2016, these amounts will increase at the rate of inflation.
The minimum penalty/tax per person will start at $95 in 2014 (and then increase through 2016)
No family will ever pay more than 3X the per-person penalty, regardless of how many people are in the family.
The $695 per-person penalty is only for those who make between $9,500 and ~$37,000 per year. If you make less than ~$9.500, you're exempt. If you make more than ~$37,000, your penalty is calculated by the following formula...
The penalty is 2.5% of any household income above the level at which you are required to file a tax return. That level is currently $9,500 per person and $19,000 per couple. The penalty on any income above that is 2.5%. So the penalty can get expensive quickly if you make a lot of money.
However, the penalty can never be more than the cost of a "Bronze" heath insurance plan purchased through one of the state "exchanges" that will be created as part of Obamacare. The CBO estimates that these policies will cost $4,500-$5,000 per person and $12,000-$12,500 per family in 2016, with the costs rising thereafter.

the fact is most who sign up now are those who will get medicaid,.

the crushing costs by 2016 will already be felt.. and the overall cost will go up..

at a point the cost will be to high and sadly our government will be stuck with a socialized plan that can't cut costs or people so it will cut benefits.. which will in turn cost working people more.. so much many will just go on welfare and get free care

the so-called leadership is hell bent on making everyone poor and out of work..
 

TSR

Well-known member
Steve said:
TSR said:
Those 8500 now, will mostly not go to the ER.

who are you kidding? yourself?

have you ever seen a person who is already not supporting themselves turn down a benefit,.. let alone not abuse it?

you seem to have alot of faith in that deadbeat you complain about all of a sudden developing a bit or responsibility and not abusing the same system he just abused..

You don't think that now that those 8500 have insurance, instead of having none, that they will find a family physician. Yes I think most will find someplace for medical care other than the ER. Not all maybe but most. Its kinda analogous to the proposition that all people that receive fooodstamps are deadbeats (and some are) but statistics that I have seen show 96% have jobs.
 

TSR

Well-known member
Steve said:
TSR said:
I personally know a guy that broke his leg in a motorcycle accident that had no insurance (not offered where he worked, his pay $13/hr approx.) He just pays the hospital something like $30 monthly. Everything is fine-no hounding. I figure by the time he is close to 100 yrs. old he'll have it paid off. BTW he just recently got a hike in salary $15/hr. Think the hospital is satisfied, or do you think they might try to raise prices to make up for people like him? Probably quite a few throughout the US.

average emergency room visit is about $650 and when you add in the broken leg and extras the whole thing can be anywhere from $1200 to $2000 according to research I just did..

say it is even if was on the high side.. $2000 and the guy can't afford to pay it off..

then consider this.. for his income,
Amount you pay for the premium:
$2,060 per year

Bronze Plan. You’ll spend up to $2,808 on your annual premium and $6,350 on your out of pocket expenses for a total of $9,158.

his premium for obamacare on the cheapest plan is $60 more then he couldn't afford before..

it only covers 60% of the cost,.. so in the case of his accident,.. he still has to come up with $800 after he pays the first $300 of the emergency room costs. and cost shares on all the tests and lab-work . but hey, he knocked off almost half of the costs.. or $840 for this visit based on a cost of $2000 for the whole visit


now he is up to $2900 at least. , a full $900 more then he couldn't afford before having insurance..

..

and that is only if he has already met the really high deductible.. which ironically is $2000


do you seriously think he will buy a $2000 plan? pay his $2000 in up front deductibles and co pays and spend nearly 10 grand when he couldn't come up with a few thousand..

Well Steve, I would like to see the ER, hospital, and personnel that can take care of a broken leg (from start to finish) for $2000 and that being on the high side??? Not sure that would be a place I'd want to go if my leg was broken.
 

iwannabeacowboy

Well-known member
TSR said:
Steve said:
TSR said:
Those 8500 now, will mostly not go to the ER.

who are you kidding? yourself?

have you ever seen a person who is already not supporting themselves turn down a benefit,.. let alone not abuse it?

you seem to have alot of faith in that deadbeat you complain about all of a sudden developing a bit or responsibility and not abusing the same system he just abused..

You don't think that now that those 8500 have insurance, instead of having none, that they will find a family physician. Yes I think most will find someplace for medical care other than the ER. Not all maybe but most. Its kinda analogous to the proposition that all people that receive fooodstamps are deadbeats (and some are) but statistics that I have seen show 96% have jobs.

So what you are saying is that by increasing the amount of visits to general practitioners- making them free as there will be no cost to those on medicaid and no reason to not go for a cold, you will decrease the amount of visits to the ER?

You couldn't be further from reality in this. Yes, I understand that it was a premise by the fool in charge, but he doesn't even have a license to law practice in his home state, what makes you think he understands a thing about practicing medicine?

When you fracture you leg, where do you go? I have yet to go to my family practitioner. I've been to the ER more than once.

When you are truly sick with an emergent condition, do you go to the family practice physician? No. Why? Cause they can't get you in as it is. Call them, when you get the answering machine message, if your condition is urgent, please hang up and call the ER.

Now, plug even more people in the normal every day family practice and what are you going to do? Extend the time to be seen for the cold, flu, chicken pox, etc. etc. etc.

Now you have a real problem. ER is full, regular doctor's office has a wait longer than you've experienced before because Orangejello and that is pronounced Oh-ranj-al-oh decided to take all 15 babies to the doctor and spend an extra 20 minutes a piece because she's gotts her questions and it is free cause Obama-bin-ladan done told her, and they are good questions, don't you worry. Like, why lil Ray-Ray always pee the bed when he drank a large coke rights before going to sleep.

The office can get you in 4 days from now, or if it is an emergency you can go wait in the ER. But to be seen there, you will need to be dying because the guy that used to be able to be seen in a day or 2 to adjust his heart meds, will be in front of you because he is passing out or in congestive failure- he too, had to wait too long for his normal doctor. But hey, at least he isn't bleeding out like the trauma victim.

We had a system where even the poorest of the poor was seen. Now we will have a system that will be very broken.


You can't carry 6 gallons of water in a 5 gallon bucket. We had a system to deal with the extra gallon that didn't fit. Now you don't.

And there wasn't as many without care as there will be. Insurance is the "term" your caught up on. Who cares about insurance. It won't save your life. CARE- that is what you need. More people had access to it before than they will after.

If you're still alive, I'll tell you I told you so. If not, you will have figured it out. It's a great time to be older, good luck with that.
 
Top