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Ranchers.net

My Loan Officer is perhaps the only reason I have stayed with my current bank....I won't go into all the reasons to leave. I will say however, tey are not a Bank in trouble.

He grew up in the Cattle Industry. He had a good doing Ranch until, of all people, his dad came in and made some bad money decisions...

He ran a great outfit and people noticed a change in the dispostion of the cattle on the ranch just by how he had worked with them, they were the same Mother cows that had been thier.They just handled differently when it came time to do things...

He opted out of Ranch management for his family. To spend time with his kids at thier school functions for example.....

So, he goes into banking, He approaches it knowing how it feels to be in our seats. He approved my Working line after only being there a few weeks last year.... Then he spent the next year listening and watching... He came to our bank from another and has listened and watched. he noticed things and looked at how his ranching could of been different had he known all the ways and alternatives. He has taken notice of successful operations...

This year, it came time to renew...And renew he did, including the structure of everything.... End result is I have a better struture of loans.

My Cash flow is better, I am addressing debt better and am in a position to make choices..Expand, pay off debt or take care of other things...

I say this in that if you look at todays world of investing and banking... It is full of people who have always had a safety net..they went to school and went into jobs where you really seem to have to mess up bad to be fired....If you look today, most people feel investing has only to do with Wall Street...

It is nice to work with someone who has been there. Some might be so bold to say h had failed at ranching..How do you go against your dad?

Ultimately, no matter your view of him, just that he has been there makes a difference... It is rare and perhaps part of the proble ou nation faces. People involved in industries they are not woven into,

PPRM
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