I searched half heartedly a while back for a different insurance plan for my child as I was told repeatedly I was paying too much, just asked blue cross and blue shield and they said they don't offer child only- strange, I thought they did. I intended to look further, but I forgot about it for a while. Got back to investigating it again tonight. Guess what?
Child-Only Insurance Vanishes, a Health Act Victim
By EMILY RAMSHAW
Only months from their 65th birthdays and the switch from employer-offered health coverage to Medicare, Phillip and Diann Green of Forney realized they had a problem. After retirement, none of the state’s insurance companies will cover their 12-year-old granddaughter, Aria, whom they have raised since her infancy.
Insurers in Texas and across the nation — protesting a provision of the 2010 federal health care overhaul that prohibits pre-existing condition limitations for children under 19, have simply stopped offering new child-only policies. For children being raised by their grandparents, who are not poor enough to qualify for Medicaid and have no employer-offered insurance or family plans to cover them, there are few options.
No agency keeps track of how many children in Texas are affected by the elimination of child-only plans, but experts suggest it is in the thousands.
Are you looking for child only health insurance? The insurance companies we represent plus many other insurance companies are no longer accepting child only applications for health insurance. Humana, Cigna, and Aetna are only accepting applications with a parent on the application. For instant quotes for yourself and your child simply click "Get Quotes" below or call to speak to an agent.