So how many people facing retirement, do you suppose, wish they could have invested the money withheld from their wages into personal savings and medical accounts instead of into an empty SS "lockbox"? I cannot relate to the thought process that creates and perpetuates these entitlements, while any meaningful reform never materializes. The way the AARP crowd screamed bloody murder when any immediate changes wouldn't have effected any of them seemed a bit selfishly absurd.