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Ranchers.net

How about instead of the rebate check they are talking about (which will stimulate the economic spending for a about 24hrs and we're still stuck with much of the mess) an imediate reduction of all credit cards interest rates to 5%, high limits set to $1000, and if you have one you cannot get a second without paying the first one off so that this dam country can get out of frivolous debt. A lot of the mortgage mess we are in is due to people getting in over their heads with credit cards and borrowing against the house to pay them off and the banks have made it far too easy to do both! They know many people are weak and vulnerable. There's a lot of peer pressure to buy things and it's a trap and the lending institutions know it.
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