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New Health Care Reforms become law Today

A

Anonymous

Guest
Here's a quick snap shot of the reforms that becomelaw today. A couple of these- like dropping consumers if they get sick, giving coverage to kids with pre-existing conditions, and doing away with lifetime limits are some of the most important and met the most bi-partisan agreement in the hearings......

1. Bans Insurance Companies from Dropping our Coverage When We Get Sick: In the past, insurance companies could search for an error, or other technical mistake, on a consumer's application and use this error to deny payment for services when he or she got sick. The newlaw makes this illegal.

2. Prohibits Excluding Coverage for Children With Pre-existing Conditions: Insurance plans can no longer refuse to cover children younger than 19 because they were born with or develop a serious medical condition. (A similar ban on coverage exclusions for adults goes into effect in 2014.)


3. Empowers Consumers to Appeal Insurance Company Denials: Thelaw provides consumers with a way to appeal coverage determinations or claims to their insurance company, and establishes an external review process.


4. Extends Coverage for Young Adults: Young adults can stay on a parent's plan until they turn 26. If you want to put an adult child on your plan, you'll be given an opportunity to do so during a special enrollment period. (This doesn't apply to young adults who already have health insurance through a job.)


5. Provides Free Preventive Care: All new plans must cover certain preventive services such as mammograms and colonoscopies without charging a deductible, co-pay or coinsurance.


6. Eliminates Lifetime Limits on Insurance Coverage: Under the newlaw, insurance companies will be prohibited from imposing lifetime dollar limits on essential benefits, like hospital stays which, begins putting an end to medical bankruptcies in America.
 

hopalong

Well-known member
Don't forget shoved down our throats :wink: :wink:

Or that Pelosi said we had to paas it before we knew what was in it :wink:

Now do not get me wrong some things were needed to hbe addressed, why not addrerss them on a one by one issiue insted of ramming this down out throats?
IN what? less than a yr they managed to push it thru? even theo they knew that a majority didn't really want it?

EH oldtimer is that what you support?
never mind you will come up with some cock and bull cut and paste that you feel supports you reasoning
 

hypocritexposer

Well-known member
Top 10 Failures of ObamaCare After Six Months
by Emily Miller (more by this author)
Posted 09/22/2010 ET
Updated 09/22/2010 ET


President Obama today is proudly touting the success of the biggest disaster of his presidency: ObamaCare.



The trillion-dollar, government takeover of our health care officially kicks in tomorrow, but it has already had a destructive impact on our economy and health care system.



Obama’s crowing about his health care debacle shows how totally out of touch he is with the American people. Polls show that 56 percent of likely voters believe that ObamaCare is bad for the United States and 71 percent think the health care law will hurt the economy.


The facts speak for themselves, here are the top ten failures of

ObamaCare after only six months:



1. Premiums Have Gone Up: Obama promised that families will pay less for their healthcare premiums under his plan. Quite the opposite has happened. Insurance companies are making double-digit rate increases to consumer premiums in anticipation of the cost of new mandates by ObamaCare. The estimated premiums rate increase for consumers is between 1% and 9%, a direct impact from the new regulations.



2. You Can’t Keep Your Current Plan And Doctor:
Businesses will be forced to change their employees’ healthcare plans in order to meet the new regulations. An estimated 69% of businesses will be forced to change their plans, forcing countless millions of Americans to change plans and doctors.



3. National Budget Deficit Is Worse: Sixty-one percent (61%) of all voters nationwide say the healthcare law will increase the federal deficit.



4. More Children Are Uninsured: Anthem Blue Cross, Aetna Inc. and other insurance agencies are dropping child-only policies, citing huge, unexpected costs from ObamaCare. An estimated half a million children in the United States will be affected by the policies.



5. Small Business Taxes Increased: Small businesses—the engine of the U.S. economy—are suffering from increased tax filing regulations and anticipated healthcare mandates. Over 40 million small businesses will be required to file new tax reports for health care. The tax credit for the regulations only covers one-tenth of these business’s losses.



6. Small Businesses Health Care Burden Increased: Almost half of all smaller employers are anticipating “significant increases in healthcare costs in the short term.” These business owners are likely to cut back on hiring and expansion because they fear a new healthcare burden.



7. More Government Spending:
The Congressional Budget Office has already adjusted the cost for ObamaCare since it passed, adding another $115 billion to the taxpayer’s tab. The Centers for Medicare and Medicaid Services has adjusted upwards its cost prediction since the bill took effect from 6.1% per year to 6.3%. By 2019, U.S. spending on health care will reach $4.6 trillion.



8. Senior Citizens Suffer from Medicare Cuts: The Medicare Advantage program which covers nearly a quarter of seniors will cut plans from $3-$5,000 per beneficiary. Doctors are refusing to take seniors because Medicare only covers part of their bills.



9. Minorities Get Worse Health Care
: ObamaCare forces 16 million Americans into Medicaid, a poorly performing welfare program. The President considers moving Hispanic and blacks into Medicaid an improvement in their healthcare. No one else does.



10. Democrats Losing Elections: Current polls show that 61% of likely voters want the bill repealed and the Tea Party movement has demonstrated America’s anger toward ObamaCare. The primaries this summer have shown that Americans are voting for members of congress who will repeal Obamacare.



At the White House Rose Garden bill signing six months ago, Vice President Joe Biden told the President that Obamacare is a “big f---ing deal.” Biden was correct. ObamaCare is a big f—ing deal; it is the death-knell of this liberal presidency.
 

hypocritexposer

Well-known member
hopalong said:
Wont effect oldtimer it is not in Montana :wink: :wink:

It's going to lose him his hero's next 4 years.

Oh well, as they say. "Live by the sword, die by the sword"

I bet Dems. are wishing they didn't blame Bush for every law Congress signed. What goes around, comes around. I bet obama didn't even know half of what the progressives put in this bill. :wink:

Were they lies, not sure :wink: , but he should have known before he signed it, just as Bush should have known before he signed any budget or bill.




» Obamacare won't decrease health care costs for the government. According to Medicare's actuary, it will increase costs. The same is likely to happen for privately funded health care.

What was the purpose of Health Care reform anyway?

» As written, Obamacare covers elective abortions, contrary to Obama's promise that it wouldn't. This means that tax dollars will be used to pay for a procedure millions of Americans across the political spectrum view as immoral. Supposedly, the Department of Health and Human Services will bar abortion coverage with new regulations but these will likely be tied up for years in litigation, and in the end may not survive the court challenge.

He can always claim that he didn't know, or that he did know, but intended to change it later. :roll:

» Obamacare won't allow employees or most small businesses to keep the coverage they have and like. By Obama's estimates, as many as 69 percent of employees, 80 percent of small businesses, and 64 percent of large businesses will be forced to change coverage, probably to more expensive plans.

but I thought obama said.....nevermind. He probably didn't know.


» Obamacare will increase insurance premiums -- in some places, it already has. Insurers, suddenly forced to cover clients' children until age 26, have little choice but to raise premiums, and they attribute to Obamacare's mandates a 1 to 9 percent increase. Obama's only method of preventing massive rate increases so far has been to threaten insurers.

He probably didn't know that insuring how many millions more, would cost more.

» Obamacare will force seasonal employers -- especially the ski and amusement park industries -- to pay huge fines, cut hours, or lay off employees.

Nevermind....

» Obamacare forces states to guarantee not only payment but also treatment for indigent Medicaid patients. With many doctors now refusing to take Medicaid (because they lose money doing so), cash-strapped states could be sued and ordered to increase reimbursement rates beyond their means.

He probably didn't realize there was a 10th Amendment

» Obamacare imposes a huge nonmedical tax compliance burden on small business. It will require them to mail IRS 1099 tax forms to every vendor from whom they make purchases of more than $600 in a year, with duplicate forms going to the Internal Revenue Service. Like so much else in the 2,500-page bill, our senators and representatives were apparently unaware of this when they passed the measure.

He probably didn't know that 95% of all new jobs are created by small business. He's all about the "little guy", didn't you know?

» Obamacare allows the IRS to confiscate part or all of your tax refund if you do not purchase a qualified insurance plan. The bill funds 16,000 new IRS agents to make sure Americans stay in line

Hey, at least he's creating jobs. +16,000 will look good on the balance sheet.


If you wonder why so many American voters are angry, and no longer give Obama the benefit of the doubt on a variety of issues, you need look no further than Obamacare, whose birthday gift to America might just be a GOP congressional majority.

Read more at the Washington Examiner: http://www.washingtonexaminer.com/opinion/Obamacare-is-even-worse-than-critics-thought-960772-103571664.html#ixzz10PFoTGX0

Read more at the Washington Examiner: http://www.washingtonexaminer.com/opinion/Obamacare-is-even-worse-than-critics-thought-960772-103571664.html#ixzz10PDwCxLS


Just like a Terrorist attack, I'm sure the American people can absorb this. It's only one bill, what could it cost, a $trillion or so. Heck tthe Bush deficits were at least $1.7 trillion over 8 years.
 
A

Anonymous

Guest
Lonecowboy said:
oldtimer wrote:
and met the most bi-partisan agreement in the hearings......
:???: :???: :???: :???:


The only thing bi-partisan about this bill were the votes against it!



1. Bans Insurance Companies from Dropping our Coverage When We Get Sick:In the past, insurance companies could search for an error, or other technical mistake, on a consumer's application and use this error to deny payment for services when he or she got sick. The newlaw makes this illegal.


You apparently didn't watch the House hearings on the reform then...

Of the hundreds of witness's brought in to testify on how they had had insurance companies drop them after years of paying premiums when they found out they had cancer- or a heart attack or some other chronic illnes- were many witnesses brought in by Republican Congressmen...


Probably the best was the lady (a nurse) that after years of having insurance was dropped from coverage when it was found she had cancer and unable to get needed radiation treatment (and now didn't know if she would live or not because of the delayed treatment) - because she had failed to mark on the application that she had acne as a teenager... :roll:

Luckily she had gotten ahold of another R Congressman with her problem- and he had went right to the top of the company- and got her some help...But possibly not in time..

Many of the witness's testified to the 1500-2000 question applications the insurance companies were using to go back thru and find technicalities and drop folks- and Congressman Michael Burgess, M.D (R-Texas) said that even tho he was a medical doctor- he could not fill out the applications- and never heard of some of the diseases/ailments asked about...

At the end of the hearing Burgess said that in all his years in the medical field- and working with insurance companies- he had never been so embarassed to be even associated with them...Like he said- he was a total opponent of a one payer national policy- BUT that if they could not come up with some way to clean up the insurance industries act-and fix this problem- he would have to vote for a national policy..

This is a way to close that loophole....
 

hypocritexposer

Well-known member
Oldtimer said:
Lonecowboy said:
oldtimer wrote:
and met the most bi-partisan agreement in the hearings......
:???: :???: :???: :???:


The only thing bi-partisan about this bill were the votes against it!



1. Bans Insurance Companies from Dropping our Coverage When We Get Sick:In the past, insurance companies could search for an error, or other technical mistake, on a consumer's application and use this error to deny payment for services when he or she got sick. The newlaw makes this illegal.


You apparently didn't watch the House hearings on the reform then...

Of the hundreds of witness's brought in to testify on how they had had insurance companies drop them after years of paying premiums when they found out they had cancer- or a heart attack or some other chronic illnes- were many witnesses brought in by Republican Congressmen...


Probably the best was the lady (a nurse) that after years of having insurance was dropped from coverage when it was found she had cancer and unable to get needed radiation treatment (and now didn't know if she would live or not because of the delayed treatment) - because she had failed to mark on the application that she had acne as a teenager... :roll:

Luckily she had gotten ahold of another R Congressman with her problem- and he had went right to the top of the company- and got her some help...But possibly not in time..

Many of the witness's testified to the 1500-2000 question applications the insurance companies were using to go back thru and find technicalities and drop folks- and Congressman Michael Burgess, M.D (R-Texas) said that even tho he was a medical doctor- he could not fill out the applications- and never heard of some of the diseases/ailments asked about...

At the end of the hearing Burgess said that in all his years in the medical field- and working with insurance companies- he had never been so embarassed to be even associated with them...Like he said- he was a total opponent of a one payer national policy- BUT that if they could not come up with some way to clean up the insurance industries act-and fix this problem- he would have to vote for a national policy..

This is a way to close that loophole....

Maybe you should have listened a little better to some of the stories.


Rep. Joe Barton: Your brother, has he had his stem cell transplant?

Peggy Raddatz: He did indeed receive the stem cell transplant. It was extremely successful. It extended his life approximately three and a half years. He did pass away Jan. 6, 2009, and he was about to have a second stem cell transplant. Unfortunately, due to certain situations, his donor became ill at the last minute and so he did pass away on Jan. 6.

Here's the hearing transcript so you can take another look into the facts.

http://energycommerce.house.gov/Press_111/20090616/transcript_20090616_oi.pdf
 

Lonecowboy

Well-known member
Oldtimer said:
Lonecowboy said:
oldtimer wrote:
and met the most bi-partisan agreement in the hearings......
:???: :???: :???: :???:


The only thing bi-partisan about this bill were the votes against it!



1. Bans Insurance Companies from Dropping our Coverage When We Get Sick:In the past, insurance companies could search for an error, or other technical mistake, on a consumer's application and use this error to deny payment for services when he or she got sick. The newlaw makes this illegal.


You apparently didn't watch the House hearings on the reform then...

Of the hundreds of witness's brought in to testify on how they had had insurance companies drop them after years of paying premiums when they found out they had cancer- or a heart attack or some other chronic illnes- were many witnesses brought in by Republican Congressmen...


Probably the best was the lady (a nurse) that after years of having insurance was dropped from coverage when it was found she had cancer and unable to get needed radiation treatment (and now didn't know if she would live or not because of the delayed treatment) - because she had failed to mark on the application that she had acne as a teenager... :roll:

Luckily she had gotten ahold of another R Congressman with her problem- and he had went right to the top of the company- and got her some help...But possibly not in time..

Many of the witness's testified to the 1500-2000 question applications the insurance companies were using to go back thru and find technicalities and drop folks- and Congressman Michael Burgess, M.D (R-Texas) said that even tho he was a medical doctor- he could not fill out the applications- and never heard of some of the diseases/ailments asked about...

At the end of the hearing Burgess said that in all his years in the medical field- and working with insurance companies- he had never been so embarassed to be even associated with them...Like he said- he was a total opponent of a one payer national policy- BUT that if they could not come up with some way to clean up the insurance industries act-and fix this problem- he would have to vote for a national policy..

This is a way to close that loophole....

I apparently don't remember the vote right either-
I thought it was all the Republicans and 31 Democrats voting against obamacare and only democrats voting for it. :???:
 
A

Anonymous

Guest
hypocritexposer said:
Oldtimer said:
Lonecowboy said:
oldtimer wrote: :???: :???: :???: :???: The only thing bi-partisan about this bill were the votes against it!
1. Bans Insurance Companies from Dropping our Coverage When We Get Sick:In the past, insurance companies could search for an error, or other technical mistake, on a consumer's application and use this error to deny payment for services when he or she got sick. The newlaw makes this illegal.
You apparently didn't watch the House hearings on the reform then... Of the hundreds of witness's brought in to testify on how they had had insurance companies drop them after years of paying premiums when they found out they had cancer- or a heart attack or some other chronic illnes- were many witnesses brought in by Republican Congressmen... Probably the best was the lady (a nurse) that after years of having insurance was dropped from coverage when it was found she had cancer and unable to get needed radiation treatment (and now didn't know if she would live or not because of the delayed treatment) - because she had failed to mark on the application that she had acne as a teenager... :roll: Luckily she had gotten ahold of another R Congressman with her problem- and he had went right to the top of the company- and got her some help...But possibly not in time.. Many of the witness's testified to the 1500-2000 question applications the insurance companies were using to go back thru and find technicalities and drop folks- and Congressman Michael Burgess, M.D (R-Texas) said that even tho he was a medical doctor- he could not fill out the applications- and never heard of some of the diseases/ailments asked about... At the end of the hearing Burgess said that in all his years in the medical field- and working with insurance companies- he had never been so embarassed to be even associated with them...Like he said- he was a total opponent of a one payer national policy- BUT that if they could not come up with some way to clean up the insurance industries act-and fix this problem- he would have to vote for a national policy.. This is a way to close that loophole....
Maybe you should have listened a little better to some of the stories.
Rep. Joe Barton: Your brother, has he had his stem cell transplant? Peggy Raddatz: He did indeed receive the stem cell transplant. It was extremely successful. It extended his life approximately three and a half years. He did pass away Jan. 6, 2009, and he was about to have a second stem cell transplant. Unfortunately, due to certain situations, his donor became ill at the last minute and so he did pass away on Jan. 6.
Here's the hearing transcript so you can take another look into the facts. http://energycommerce.house.gov/Press_111/20090616/transcript_20090616_oi.pdf
Thank You Hypocrit-- I think everyone should read that transcript- altho that is only a portion of all the witness's that testified...

The patient I was talking about was Robin Beaton--- the Congressman that helped her was Barton-- and the testimony of the insurance companies is about the last 20-30 pages where they admit they are doing it......
Burgess telling them if it can't be fixed- they will get single payer government insurance is about page 165-166.... Only thing that is missing is the expression on his face- and his shaking his finger at the insurance execs :wink: ....

Lonecowboy-- the votes in committee were often unanimous-- sometimes when there were two partisan bills on the same issue- the split was one or two votes.....There were over 70 Republican sponsored amendments put into the bill......

Lot of false info put out about the bill....Especially the part about Republicans having no input...

Comically the Living Will section- that Palin and the rightwingnuts turned into a "kill Grandma" bunch of BS was introduced by Senator Coburn (OK-R) who is an MD and who did it at the request of the medical association....
 

Steve

Well-known member
Comically the Living Will section- that Palin and the rightwingnuts turned into a "kill Grandma" bunch

actually that was in the stimulus bill..

the stimulus bill already passed by Congress and signed into law by Obama, called for the establishment of the “Office of the National Coordinator for Health Information Technology” with a fifteen member board. One of the main functions of this bureaucracy will be to apply a formula based on the age of the individual and the number of years the patient will benefit from a drug or treatment. If you have a bad denominator because of age, you are out of luck. The decision will be made by a nameless, faceless bureaucrat in Washington, who has no knowledge of your value to society or your contribution to your family or community.
 

hypocritexposer

Well-known member
Oldtimer said:
hypocritexposer said:
Oldtimer said:
You apparently didn't watch the House hearings on the reform then... Of the hundreds of witness's brought in to testify on how they had had insurance companies drop them after years of paying premiums when they found out they had cancer- or a heart attack or some other chronic illnes- were many witnesses brought in by Republican Congressmen... Probably the best was the lady (a nurse) that after years of having insurance was dropped from coverage when it was found she had cancer and unable to get needed radiation treatment (and now didn't know if she would live or not because of the delayed treatment) - because she had failed to mark on the application that she had acne as a teenager... :roll: Luckily she had gotten ahold of another R Congressman with her problem- and he had went right to the top of the company- and got her some help...But possibly not in time.. Many of the witness's testified to the 1500-2000 question applications the insurance companies were using to go back thru and find technicalities and drop folks- and Congressman Michael Burgess, M.D (R-Texas) said that even tho he was a medical doctor- he could not fill out the applications- and never heard of some of the diseases/ailments asked about... At the end of the hearing Burgess said that in all his years in the medical field- and working with insurance companies- he had never been so embarassed to be even associated with them...Like he said- he was a total opponent of a one payer national policy- BUT that if they could not come up with some way to clean up the insurance industries act-and fix this problem- he would have to vote for a national policy.. This is a way to close that loophole....
Maybe you should have listened a little better to some of the stories.
Rep. Joe Barton: Your brother, has he had his stem cell transplant? Peggy Raddatz: He did indeed receive the stem cell transplant. It was extremely successful. It extended his life approximately three and a half years. He did pass away Jan. 6, 2009, and he was about to have a second stem cell transplant. Unfortunately, due to certain situations, his donor became ill at the last minute and so he did pass away on Jan. 6.
Here's the hearing transcript so you can take another look into the facts. http://energycommerce.house.gov/Press_111/20090616/transcript_20090616_oi.pdf
Thank You Hypocrit-- I think everyone should read that transcript- altho that is only a portion of all the witness's that testified...

The patient I was talking about was Robin Beaton--- the Congressman that helped her was Barton-- and the testimony of the insurance companies is about the last 20-30 pages where they admit they are doing it......
Burgess telling them if it can't be fixed- they will get single payer government insurance is about page 165-166.... Only thing that is missing is the expression on his face- and his shaking his finger at the insurance execs :wink: ....

Lonecowboy-- the votes in committee were often unanimous-- sometimes when there were two partisan bills on the same issue- the split was one or two votes.....There were over 70 Republican sponsored amendments put into the bill......

Lot of false info put out about the bill....Especially the part about Republicans having no input...

Comically the Living Will section- that Palin and the rightwingnuts turned into a "kill Grandma" bunch of BS was introduced by Senator Coburn (OK-R) who is an MD and who did it at the request of the medical association....


yes I know Robin Beaton was the woman who you were talking about. i also know the real reason she was dropped.

Beaton did not lose her insurance because she failed to own up to a skin problem in her past. She lost it because, when enrolling in the plan, she had not reported a previous heart condition and did not list her weight accurately.

http://www.boston.com/news/nation/washington/articles/2009/09/29/fact_check_flaws_in_obamas_health_care_anecdotes/

In Beaton's case, the insurance company opened an investigation after her visit to a dermatologist and just before her scheduled breast cancer surgery, forcing postponement of her operation almost on the eve of it. The earlier problems on her enrollment form were discovered and her coverage was canceled.

To some lawmakers, that's outrageous enough -- never mind the acne story.

Rep. Joe Barton, Beaton's Republican congressman in Texas, fought the insurer until it restored her coverage, enabling her to get the surgery 10 weeks after it was postponed. She told The Associated Press she owes Barton and his aides her life.

But somewhere along the way, Beaton's case became a White House tale of an insurer canceling coverage because she forgot to report acne.


why not be honest about the story, instead of following along like a lemming?
 
A

Anonymous

Guest
and did not list her weight accurately.

And as one of the female Congressmen comments about - that makes 50% of the female policies cancellable .... :wink: :p :lol:
 

hypocritexposer

Well-known member
Oldtimer said:
and did not list her weight accurately.

And as one of the female Congressmen comments about - that makes 50% of the female policies cancellable .... :wink: :p :lol:

If I lie about my driving record, my auto insurance may be cancelled to. It's called fraud. But we wouldn't want anybody to be responsible for their own actions, would we?
 

Tam

Well-known member
Oldtimer when Obama was selling this great, got to pass right now bill, didn't he say that it would bend the cost curve down. I doubt anyone believes that after they got their Health Insurance Policy Premium notices that said due to Obamacare their premiums were going UP big time. Why don't you tell us about that part of Obamacare that has taken affect of late. I guess because that is something that doesn't effect you. :wink: :roll:
 
A

Anonymous

Guest
Tam said:
Oldtimer when Obama was selling this great, got to pass right now bill, didn't he say that it would bend the cost curve down. I doubt anyone believes that after they got their Health Insurance Policy Premium notices that said due to Obamacare their premiums were going UP big time. Why don't you tell us about that part of Obamacare that has taken affect of late. I guess because that is something that doesn't effect you. :wink: :roll:

I- just like the AMA believe it will bend the cost curve down- but its going to take 10 years of everyone having insurance and getting more preventive treatment and early diagnosis and treatment of diseases before they become chronic to do it....

The results of CBO’s projections suggest that in the absence of changes in federallaw:

■ Total spending on health care would rise from 16 percent of gross domestic product (GDP) in 2007 to 25 percent in 2025, 37 percent in 2050, and 49 percent in 2082.

As even the most conservative of Republicans said going into the development of a Health Care Reform bill "DOING NOTHING IS NO LONGER AN OPTION"
 

Tam

Well-known member
Oldtimer said:
Tam said:
Oldtimer when Obama was selling this great, got to pass right now bill, didn't he say that it would bend the cost curve down. I doubt anyone believes that after they got their Health Insurance Policy Premium notices that said due to Obamacare their premiums were going UP big time. Why don't you tell us about that part of Obamacare that has taken affect of late. I guess because that is something that doesn't effect you. :wink: :roll:

I- just like the AMA believe it will bend the cost curve down- but its going to take 10 years of everyone having insurance and getting more preventive treatment and early diagnosis and treatment of diseases before they become chronic to do it....

The results of CBO’s projections suggest that in the absence of changes in federallaw:

■ Total spending on health care would rise from 16 percent of gross domestic product (GDP) in 2007 to 25 percent in 2025, 37 percent in 2050, and 49 percent in 2082.

As even the most conservative of Republicans said going into the development of a Health Care Reform bill "DOING NOTHING IS NO LONGER AN OPTION"

NOBODY said Doing nothing was an option BUT Obamacare was not THEE option :wink: . That is why everyone but the Dems are using Obamacare as a BIG issue in the election, candidates and VOTERS. If the Dems thought it was the only option they would be using it as a plus in their campaigns. But have you bothered to notice they are not, ask yourself WHY NOT? :roll:
 

hypocritexposer

Well-known member
Oldtimer said:
Tam said:
Oldtimer when Obama was selling this great, got to pass right now bill, didn't he say that it would bend the cost curve down. I doubt anyone believes that after they got their Health Insurance Policy Premium notices that said due to Obamacare their premiums were going UP big time. Why don't you tell us about that part of Obamacare that has taken affect of late. I guess because that is something that doesn't effect you. :wink: :roll:

I- just like the AMA believe it will bend the cost curve down- but its going to take 10 years of everyone having insurance and getting more preventive treatment and early diagnosis and treatment of diseases before they become chronic to do it....

The results of CBO’s projections suggest that in the absence of changes in federallaw:

■ Total spending on health care would rise from 16 percent of gross domestic product (GDP) in 2007 to 25 percent in 2025, 37 percent in 2050, and 49 percent in 2082.

As even the most conservative of Republicans said going into the development of a Health Care Reform bill "DOING NOTHING IS NO LONGER AN OPTION"


You're numbers put alot of faith in GDP growth, don't they?

why not look at what is known, or at least a better estimate, costs to the individual. Not sure this takes into account the additional tax burden needed in future years just to pay the interest on the additional debt.


The CBO says that health insurance premiums would rise by 10 to 13 percent in the individual market, in relation to current law. The Medicare Chief Actuary says that the percentage of the gross domestic product spent on health care would also rise in relation to current law, increasing from 17 percent today to 21 percent in 2019. And, as the CBO reports in its latest scoring, as of 2019 there would still be 23 million people in America lacking health insurance.
 

woranch

Well-known member
Oldtimer said:
Here's a quick snap shot of the reforms that becomelaw today. A couple of these- like dropping consumers if they get sick, giving coverage to kids with pre-existing conditions, and doing away with lifetime limits are some of the most important and met the most bi-partisan agreement in the hearings......

1. Bans Insurance Companies from Dropping our Coverage When We Get Sick: In the past, insurance companies could search for an error, or other technical mistake, on a consumer's application and use this error to deny payment for services when he or she got sick. The newlaw makes this illegal.

2. Prohibits Excluding Coverage for Children With Pre-existing Conditions: Insurance plans can no longer refuse to cover children younger than 19 because they were born with or develop a serious medical condition. (A similar ban on coverage exclusions for adults goes into effect in 2014.)


3. Empowers Consumers to Appeal Insurance Company Denials: Thelaw provides consumers with a way to appeal coverage determinations or claims to their insurance company, and establishes an external review process.


4. Extends Coverage for Young Adults: Young adults can stay on a parent's plan until they turn 26. If you want to put an adult child on your plan, you'll be given an opportunity to do so during a special enrollment period. (This doesn't apply to young adults who already have health insurance through a job.)


5. Provides Free Preventive Care: All new plans must cover certain preventive services such as mammograms and colonoscopies without charging a deductible, co-pay or coinsurance.


6. Eliminates Lifetime Limits on Insurance Coverage: Under the newlaw, insurance companies will be prohibited from imposing lifetime dollar limits on essential benefits, like hospital stays which, begins putting an end to medical bankruptcies in America.


My understanding is this only applies to new polices ... :?
 
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