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You think Healthcare is high.

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Anonymous

Guest
So you think healthcare is high and the paying stops when you die. Has anyone buried anyone lately. It will cost $3500 to open a grave you own the deed for in the preputual care cemetarys. Then digger odell has to have his fee. $3500 to $12000 and maybe higher. Maybe we need to look into this also there may be people getting screwed here to. anyone here to defend the funeral homes.
 
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Anonymous

Guest
reader (the Second) said:
hurleyjd said:
So you think healthcare is high and the paying stops when you die. Has anyone buried anyone lately. It will cost $3500 to open a grave you own the deed for in the preputual care cemetarys. Then digger odell has to have his fee. $3500 to $12000 and maybe higher. Maybe we need to look into this also there may be people getting screwed here to. anyone here to defend the funeral homes.

Between the funeral home, gravesite and the headstone, I had to spend a huge amount on burying my husband. I found all of them to be good people however and since I live in an urban area, I felt the costs were in part justified.

The funeral home in particular was very supportive.
They always are they are trained to be.
 

MsSage

Well-known member
When my grandma died 5 years ago...she had a life insurancethat paid only $5000. OK I felt it was enough to bury her LOLOLOLOLOLOLOLOLOLOL yeah right.
ended up having her creamated and spread her ashes over my mothers grave.....lady at the cemetry said dont say anything to anyone about what your doign or you will be charged a fee...I let her know the next week and she recorded that grandma was also at that grave site.
Total bill $5500



seems in healthcare and deathcare it all comes BACK to insurance and we ALL agree on that......
 

Steve

Well-known member
hurleyjd said:
So you think healthcare is high and the paying stops when you die. Has anyone buried anyone lately. It will cost $3500 to open a grave you own the deed for in the preputual care cemetarys. Then digger odell has to have his fee. $3500 to $12000 and maybe higher. Maybe we need to look into this also there may be people getting screwed here to. anyone here to defend the funeral homes.

nope, I can't defend them.. as death seems overpriced.. but then again they have a slew of regulations to deal with as well as any other business...
 

hypocritexposer

Well-known member
Have economic times gotten so bad that some of the dead are going unburied? Several large counties across the country are experiencing unprecedented increases in the number of unclaimed deceased - not only because the dead people could not be identified, were indigent or were estranged from their family, but also apparently because more people simply cannot afford to bury or cremate their loved ones. The phenomenon has increased costs for local governments, which have to dispose of the bodies.

http://news.yahoo.com/s/time/20090807/us_time/08599191478000
 
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Anonymous

Guest
hypocritexposer said:
Have economic times gotten so bad that some of the dead are going unburied? Several large counties across the country are experiencing unprecedented increases in the number of unclaimed deceased - not only because the dead people could not be identified, were indigent or were estranged from their family, but also apparently because more people simply cannot afford to bury or cremate their loved ones. The phenomenon has increased costs for local governments, which have to dispose of the bodies.

http://news.yahoo.com/s/time/20090807/us_time/08599191478000
I loaned a young couple $6500 to bury the wifes mother. I did know them. They were a friend of my son. funeral home would not release the body until being paid in full. The young man put his Harley up as collertal. Sandy would you have made the loan. Been paid the first four pauments like clock work.
 

Trinity man

Well-known member
We have a site on the ranch that our family will be buried. We have done all the paper work the state requries. Now I just hope I make it long enough for one of my girls to build a box and dig the hole. :wink:

I have a friend that is in the funeral home business and every time I talk to him I ask him how is it going and he always saids "It's dead always dead when it's alive it's not good". :lol:
 
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Anonymous

Guest
Trinity man said:
We have a site on the ranch that our family will be buried. We have done all the paper work the state requries. Now I just hope I make it long enough for one of my girls to build a box and dig the hole. :wink:

I have a friend that is in the funeral home business and every time I talk to him I ask him how is it going and he always saids "It's dead always dead when it's alive it's not good". :lol:
Most people in Texas do not know that you do not need to use a funeral home. You can perpare the body and dig the grave and do it yourself.
 

aplusmnt

Well-known member
hurleyjd said:
So you think healthcare is high and the paying stops when you die. Has anyone buried anyone lately. It will cost $3500 to open a grave you own the deed for in the preputual care cemetarys. Then digger odell has to have his fee. $3500 to $12000 and maybe higher. Maybe we need to look into this also there may be people getting screwed here to. anyone here to defend the funeral homes.

Comes back to personal responsibility, a person should have a life insurance policy to cover this cost. They should never leave a burden on someone else especially when they are gone!
 
A

Anonymous

Guest
reader (the Second) said:
Yeah, my husband and I really gave that a lot of thought as we struggled to raise a family and start two careers. It was on the top of our minds.

Oh right, you meant for those who live to be 80, not those who die before their kids finish high school.

Yeah- but Reader- if you were perfect, like some rightwingernuts purport to be- you would have preknowledge of when death was going to occur and do all the correct steps to prepare for it :roll: :roll: :wink: :p :lol:
 
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Anonymous

Guest
hypocritexposer said:
That's using your head, not "being perfect"

Does it cover burial costs?

Nope- paid up whole life policy's- that will pay out enough cash that they can easily stick me in the chunk of ground I have already designated in the yard for them to do-pay off any debts I may have- and then go on a couple years party with whats left.... :wink:
 
A

Anonymous

Guest
Oldtimer said:
hypocritexposer said:
That's using your head, not "being perfect"

Does it cover burial costs?

Nope- paid up whole life policy's- that will pay out enough cash that they can easily stick me in the chunk of ground I have already designated in the yard for them to do-pay off any debts I may have- and then go on a couple years party with whats left.... :wink:

There is one way to cheat the undertaker out of his bill and do a good deed for humanity. That is to donate your body to a medical school to use in the training of the medical students.
 

Sandhusker

Well-known member
Oldtimer said:
hypocritexposer said:
That's using your head, not "being perfect"

Does it cover burial costs?

Nope- paid up whole life policy's- that will pay out enough cash that they can easily stick me in the chunk of ground I have already designated in the yard for them to do-pay off any debts I may have- and then go on a couple years party with whats left.... :wink:

Do yourself a favor and cash out the whole life, buy term, and invest the rest. You'll end up with a whole lot more money. Whole life is ineffecient and more or less a rip-off.
 

aplusmnt

Well-known member
Oldtimer said:
reader (the Second) said:
Yeah, my husband and I really gave that a lot of thought as we struggled to raise a family and start two careers. It was on the top of our minds.

Oh right, you meant for those who live to be 80, not those who die before their kids finish high school.

Yeah- but Reader- if you were perfect, like some rightwingernuts purport to be- you would have preknowledge of when death was going to occur and do all the correct steps to prepare for it :roll: :roll: :wink: :p :lol:

We all know you are far from perfect and you were smart enough to have insurance so, you just shot your perfect argument down with your own example! :wink: :lol:

Ps. If you were a little closer to perfect you would realize Whole Life Insurance is a bad investment (as Sandhusker pointed out) and you would carry a Term life insurance policy that is a lot less money and invest the difference.

Whole life is for suckers!
 

aplusmnt

Well-known member
reader (the Second) said:
Yeah, my husband and I really gave that a lot of thought as we struggled to raise a family and start two careers. It was on the top of our minds.

Oh right, you meant for those who live to be 80, not those who die before their kids finish high school.

That is what life insurance is for, for those that die before they are suppose to! Those that live to be 80 should have a nice nest egg stuck away to pay for their funeral.

You confuse me exactly at what age do you think a person should become responsible? I have an 11 year old at home that is far from graduating H.S. and Me and wife both have life Insurance to cover one another and to cover our children if we die! A parent has to think ahead, it is natural for most parents to wise up as soon as they hold that first child and realize they are responsible for more than their own lives.

If a parent does not have life insurance who will pay for them kids to be comedians when they die? :wink:
 
A

Anonymous

Guest
Sandhusker said:
Oldtimer said:
hypocritexposer said:
That's using your head, not "being perfect"

Does it cover burial costs?

Nope- paid up whole life policy's- that will pay out enough cash that they can easily stick me in the chunk of ground I have already designated in the yard for them to do-pay off any debts I may have- and then go on a couple years party with whats left.... :wink:

Do yourself a favor and cash out the whole life, buy term, and invest the rest. You'll end up with a whole lot more money. Whole life is ineffecient and more or less a rip-off.

You are exactly right on this Sandy. Also only buy the insurance you need. When you do not need it then quite buying it.
 
A

Anonymous

Guest
Sandhusker said:
Oldtimer said:
hypocritexposer said:
That's using your head, not "being perfect"

Does it cover burial costs?

Nope- paid up whole life policy's- that will pay out enough cash that they can easily stick me in the chunk of ground I have already designated in the yard for them to do-pay off any debts I may have- and then go on a couple years party with whats left.... :wink:

Do yourself a favor and cash out the whole life, buy term, and invest the rest. You'll end up with a whole lot more money. Whole life is ineffecient and more or less a rip-off.

Actually I have both-the whole lifes were part of the investment portfolios I had- and paid off-- and also have a morphodite plan that only my accountant and lawyer could explain- that pays off the girls- since I sold half the land to my son and have it set up where he gets the other half when I die...
 
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