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Young Adults and Health Care Reform

Cal

Well-known member
How much is a policy that wouldn't cover anything but catastrophic illness? It just seems that having some sort of a privately purchased safety net it the responsible thing to do. Maybe should be tied to having a drivers license?
 

Cal

Well-known member
The survey also found that young adults were less likely to be following the health care debate closely. Only about 1 in 3 adults younger than age 30 said they had heard a lot about health care, compared with a clear majority of those older than 30, according to the Pew poll, completed in late August.
That's why they voted for Obama in the first place.....it was cool.....not that they knew what they were doing.
 

hypocritexposer

Well-known member
They have to learn from personal experience, at this point.

Giving them everything they want is what gave them the sense of entitlement in the first place.

They have to learn to save and spend more on the essentials, and less on luxuries. Some times a little hardship, is the best teacher.

This should have been taught at a younger age, but parents spoiled them. (parents forgot to teach them they had to work for an allowance)

and now as young adults they are expecting a substitute parent (government) to further provide the essentials, so they can spend their "disposable income" on luxuries.

They are soon going to fall off their bicycles and realize that they are now the ones distributing the "allowances".
 

hypocritexposer

Well-known member
sounds like everyone will get a kick out of this video



No American Should Have to Choose Between Health Insurance and Getting Drunk

http://www.youtube.com/watch?v=FikcOmQZgf8
 

TexasBred

Well-known member
Almost 4 Out of 10 Uninsured Americans Live in Households Making More Than $50,000 Per Year

According to this Census Bureau report "Income, Poverty, and Health Insurance Coverage in the United States: 2008" (released today), there were 46.34 million uninsured Americans in 2008, up from 45.6 million in 2007.

The chart above shows the household income levels of those 46.34 million uninsured Americans. There are 9.725 million uninsured Americans living in households making $75,000 per year or more, and this represents more than 1 out every 5 uninsured (21% of the total). There are about 8 million Americans without health insurance in households making between $50,000 and $75,000, representing 17.3% of the uninsured. With those two groups combined, 38.3% of Americans without health insurance (17.75 million people) lived in households with $50,000 or more of household income in 2007 (see Table 7 for these data).

Update: According to The Kaiser Family Foundation, the average annual premiums for employer-sponsored health insurance were $4,704 for single coverage ($392 per month) and $12,680 for family coverage in 2008 ($1,056 per month). And various individual Blue Cross Blue Shield plans are available in Michigan (other states may vary) starting at $173.18 per month for the Individual Care Blue Plus plan, $52.82 per month for the Flexible Blue II plan, and $49.30 per month for the Young Adult Blue plan.


Q: With $50,000 or more in household income, wouldn't many or most of those 17.75 million uninsured households be without insurance voluntarily? That is, couldn't most of those households afford health insurance? Alternatively, with those income levels (especially the 9.725 million with household income above $75,000), couldn't many of those households choose to forego health insurance in favor of being "self-insured," at least for routine health procedures? Given the widespread availability of more than a thousand convenient and affordable retail health clinics around the country at Wal-Marts, Meijers, CVSs and Walgreens, these households could easily be on the "pay-as-you-go" model of self-insurance for health care, at least for routine medical services.


As Thomas Sowell wrote:


As for those uninsured Americans who are supposedly the reason for all this sound and fury, there is remarkably little interest in why they are uninsured, despite the incessant repetition of the fact that they are. The endless repetition serves a political purpose but digging into the underlying facts might undermine that purpose. Many find it sufficient to say that the uninsured cannot "afford" medical insurance. But what you can afford depends not only on how much money you have but also on what your priorities are. Many people who are uninsured have incomes from which medical insurance premiums could readily be paid without any undue strain (see chart above).
 

hypocritexposer

Well-known member
maybe this thread could have been joined onto the "Day of Service" thread.

When it comes to teaching kids that they need to save/work and balance the need for necessities/luxuries, there also has to be a good balance between knowing you are doing it for yourself vs someone else.

That's why I had a problem with the question in Obama's speech to the children.

Originally the question was "what can you do to help Obama".

"the heck with Obama, I have to stay in school and work hard so I can be able to afford both necessities/luxuries, when I get older" obama will be a distant memory when these kids hit the real world, how can they help him?

This whole idea of a "Day of Service", is bunk. The Government is there to serve the citizens, not the other way around.

The whole idea is based on "I need to work hard, pay my taxes, so Obama can buy me lunch" "If I'm not working, heck Obama will buy me lunch"

Dependency

It's being taught to often to children by their parents and then they associate Government with what their parents provided, later in life
 

aplusmnt

Well-known member
We let young people learn their own lessons the same way we did! If they have to go bankrupt because they are to immature to control their lives then so be it!

It is not our business to force someone to be healthy or responsible!
 

hypocritexposer

Well-known member
reader (the Second) said:
APlus, once again you have forgotten that WE are the ones who pay when these young people have a health crisis or accident. Our health costs rise or our taxes rise. We are paying for their foolishness already.

who's foolishness is being paid for?

you could argue that the adults are paying for their own foolishness/mistakes for not properly teaching the younger generation

so what are we teaching the next generation at this time.

Dependence or self sufficiency
 

aplusmnt

Well-known member
reader (the Second) said:
APlus, once again you have forgotten that WE are the ones who pay when these young people have a health crisis or accident. Our health costs rise or our taxes rise. We are paying for their foolishness already.

There will always be something people will claim we pay, we pay for fat people, we pay for old people, we pay for people who do not wear seat belts, we pay for motorcycle riders, we pay for Bull riders, we pay, we pay.

We could micro manage everything if we look at loop holes to force them. Why is it liberals worry about how people affect us financially when it fits their arguments? But when we talk about welfare or dead beat mothers etc......they have no concern.

Years ago they claimed making people have car insurance would save money and it did not! Politicians are liars and things never work as they say!

Let people decide and work for what they want! Leave them alone!

Or do not be a hypocrite, lets sterilize any woman who needs welfare to pay for her 5 children, because I am paying for it!

So I am for forced insurance if we can have forced sterilization since both cost me money! Deal?????
 

aplusmnt

Well-known member
reader (the Second) said:
APlus, once again you have forgotten that WE are the ones who pay when these young people have a health crisis or accident. Our health costs rise or our taxes rise. We are paying for their foolishness already.

Not everyone has a mom that will pay for their insurance so they can chase their dreams! :wink:
 

aplusmnt

Well-known member
Along R2's line of thinking I say lets force people to get jobs and pay taxes. I am having to pay for the taxes of the dead beats that get unearned income and not only do not pay taxes but get refunds on top of it!

I want wic program gone, I am paying for it so lets make moms buy there own milk and eggs, since we are the ones paying for them.

I want school lunch program gone, we are the one paying for it, so lets demand that parents buy their own kids lunches?

How about we demand people pay their mortgages since I am paying for it?

How about Chevy and Chrysler pay their own way why do I have to pay for them? Can we pass a law that they have to be self supporting?

How about the Banks? Can we pass a law that the banks have to provide their own money to invest in the oil speculative game? Why do I have to pay for it?

You see there is lots of things we pay for, but liberals want to cry about what fits their cause! :roll:
 

aplusmnt

Well-known member
Why is it liberals are never concerned about people paying their own way until it fits their agenda? Or how other peoples decisions cost us money?

Liberal = Hypocrite
 

alice

Well-known member
aplusmnt said:
reader (the Second) said:
APlus, once again you have forgotten that WE are the ones who pay when these young people have a health crisis or accident. Our health costs rise or our taxes rise. We are paying for their foolishness already.

There will always be something people will claim we pay, we pay for fat people, we pay for old people, we pay for people who do not wear seat belts, we pay for motorcycle riders, we pay for Bull riders, we pay, we pay.

We could micro manage everything if we look at loop holes to force them. Why is it liberals worry about how people affect us financially when it fits their arguments? But when we talk about welfare or dead beat mothers etc......they have no concern.

Years ago they claimed making people have car insurance would save money and it did not! Politicians are liars and things never work as they say!

Let people decide and work for what they want! Leave them alone!

Or do not be a hypocrite, lets sterilize any woman who needs welfare to pay for her 5 children, because I am paying for it!

So I am for forced insurance if we can have forced sterilization since both cost me money! Deal?????

Dead beat mothers? Sterilize any woman who needs welfare to pay for her 5 children?

How about dead beat fathers? Or should they be let off the hook 'cause boys will be boys...men will be men? :mad:
 

hypocritexposer

Well-known member
alice said:
aplusmnt said:
reader (the Second) said:
APlus, once again you have forgotten that WE are the ones who pay when these young people have a health crisis or accident. Our health costs rise or our taxes rise. We are paying for their foolishness already.

There will always be something people will claim we pay, we pay for fat people, we pay for old people, we pay for people who do not wear seat belts, we pay for motorcycle riders, we pay for Bull riders, we pay, we pay.

We could micro manage everything if we look at loop holes to force them. Why is it liberals worry about how people affect us financially when it fits their arguments? But when we talk about welfare or dead beat mothers etc......they have no concern.

Years ago they claimed making people have car insurance would save money and it did not! Politicians are liars and things never work as they say!

Let people decide and work for what they want! Leave them alone!

Or do not be a hypocrite, lets sterilize any woman who needs welfare to pay for her 5 children, because I am paying for it!

So I am for forced insurance if we can have forced sterilization since both cost me money! Deal?????

Dead beat mothers? Sterilize any woman who needs welfare to pay for her 5 children?

How about dead beat fathers? Or should they be let off the hook 'cause boys will be boys...men will be men? :mad:

works both ways.

the post would be 10 pages long, if you were to list all the ways individuals can act irresponsible, by gender, race, ideology etc.
 

aplusmnt

Well-known member
alice said:
aplusmnt said:
reader (the Second) said:
APlus, once again you have forgotten that WE are the ones who pay when these young people have a health crisis or accident. Our health costs rise or our taxes rise. We are paying for their foolishness already.

There will always be something people will claim we pay, we pay for fat people, we pay for old people, we pay for people who do not wear seat belts, we pay for motorcycle riders, we pay for Bull riders, we pay, we pay.

We could micro manage everything if we look at loop holes to force them. Why is it liberals worry about how people affect us financially when it fits their arguments? But when we talk about welfare or dead beat mothers etc......they have no concern.

Years ago they claimed making people have car insurance would save money and it did not! Politicians are liars and things never work as they say!

Let people decide and work for what they want! Leave them alone!

Or do not be a hypocrite, lets sterilize any woman who needs welfare to pay for her 5 children, because I am paying for it!

So I am for forced insurance if we can have forced sterilization since both cost me money! Deal?????

Dead beat mothers? Sterilize any woman who needs welfare to pay for her 5 children?

How about dead beat fathers? Or should they be let off the hook 'cause boys will be boys...men will be men? :mad:

Works for me both ways, just dead beat fathers do not get welfare checks! Even if fathers made child support payments if a woman has five kids and no job she will get welfare check still!

I have two nephews that both their dads have multiple children by different women, they need to be sterilized as well!
 

CattleArmy

Well-known member
Cal said:
How much is a policy that wouldn't cover anything but catastrophic illness? It just seems that having some sort of a privately purchased safety net it the responsible thing to do. Maybe should be tied to having a drivers license?

The accountant had told us right before a job with great benefits came along to just get a policy that had a deductible we could eventially pay off in order to lower our monthly premiums. Had one of us not got a job with full benefits that was going to be our plan.
 

CattleArmy

Well-known member
Cal said:
The survey also found that young adults were less likely to be following the health care debate closely. Only about 1 in 3 adults younger than age 30 said they had heard a lot about health care, compared with a clear majority of those older than 30, according to the Pew poll, completed in late August.
That's why they voted for Obama in the first place.....it was cool.....not that they knew what they were doing.


I'm pretty sure you are mistaken on that point Calvin. I think young people voted for Obama due to such issues as his health care reform. The younger generation was looking for a political figure that was more adament and less judgemental on political issues and someone that was younger then 70. :0

The younger generation also saw past Palin's pretty face and the dizzy interviews she gave were the warning of the poor choice McCain made. How do you vote for someone the age of your grandfather that brought along a "pretty face" for the race?
 

CattleArmy

Well-known member
aplusmnt said:
We let young people learn their own lessons the same way we did! If they have to go bankrupt because they are to immature to control their lives then so be it!

It is not our business to force someone to be healthy or responsible!

Aplus there are alot of older people in financial crisis because of the housing market and how they signed up to pay their morgage.
 
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