Agman, your points have been refuted by the current and past fed chairmen, as well as many, many economists.  As my quote of both of them shows, increases in value of real estate and stock appreciation is not an increase in personal savings. 

We are coming to an end of the deflationary pressures the Chinese can bring to our economy, and a start to their use of market power and barriers to entry to maximize their revenue.  It will come out of our pockets.

Using the information in the article you cite and coming up with your conclusion is about like the govt. claiming that there is no deficit when actually they borrowed from the social security trust fund to finance the difference between what was brought in and what was spent.  It is just a hoax.