MY ego is not in my way.  The difference is that I know full well what data they are referring to and you don't.  You are assuming that is all they know about savings and rest assured they know alot more than the derived tabulation they cite. 

You don't care that IRA's, 401K's and retirement funds etc. are not included in the national income accounting process-that figures.  That is a brilliant position to take!! Half facts equals half knowledge.  Go get em Sandhusker.