Health insurance?

[Brad S]

Brad S wrote:
NOTHING the government does is done better than our private health care.

As a user of the Indian Health Services, you are wrong wrong wrong.

I know Indians from all over the Pine Ridge that are disgusted with government care - I went to school with the Learned kids (mom was tribal chief in Oklahome) that talked about how awful government care was. I went to school near Haskell and bad government care was always the acusation.




Brad S wrote:
We have the best health care in the world, but its expensive.

Judging by ANY measure, we are about 25th or 26th in the world for quality health care delivery. Health care creates more than 50% of personal bankruptcies in this country. A greater percentage of our population does not have access to health care than ANY industrialized nation. Health care costs are one of the major costs for industry, and have been responsible for several major bankruptcies (Chrysler's, for one) which allowed them to break the contracts with health care plans for their retirees.

Riiiight, that's why all the new drugs have US patents - even if they are too unproven to be used here

Brad S wrote:
We have a 2mil max, 2k deductible, 90/10 on first 20k, for $500 month, the same as a pickup payment.

See how that works when your wife develops breast or cervical cancer or you have a heart attack or one of your kids develop a long term treatment or is in a major accident or you hit 45 or 50 when the actuarial tables say your health will need more attention.

The group size insulates one from the aberration, if you buy insurane in a large group.




Why would you finance a pickup truck?

Looks like the literacy rate on the rez is as bad as they say - A literate person would see that I wrote that I wouldn't finance a pickup

 

[Anonymous]

Well-- 62% of the US public believes the US health care and US insurance system needs MAJOR changes and 71% say it is a major election issue...
A poll done shortly after Hillary announced her plan (9/20/07) showed 50% favored government guaranteed health care insurance for every person in the United States-- while 34% opposed it.....

By 52% to 31% voters give the Democrats the high road on Health Care...


http://www.rasmussenreports.com/public_content/home

 

[Goodpasture]

Brad S wrote:
NOTHING the government does is done better than our private health care.

As a user of the Indian Health Services, you are wrong wrong wrong.

I know Indians from all over the Pine Ridge that are disgusted with government care - I went to school with the Learned kids (mom was tribal chief in Oklahome) that talked about how awful government care was. I went to school near Haskell and bad government care was always the acusation.

That would be the Creek nation. I know my family used the IHS in Claremore and Tahlequah for years......four grand kids, two kids, and ots and lots of visits say my experience trumps whatever rumors you might be repeating.

Brad S wrote:
We have the best health care in the world, but its expensive.

Judging by ANY measure, we are about 25th or 26th in the world for quality health care delivery. Health care creates more than 50% of personal bankruptcies in this country. A greater percentage of our population does not have access to health care than ANY industrialized nation. Health care costs are one of the major costs for industry, and have been responsible for several major bankruptcies (Chrysler's, for one) which allowed them to break the contracts with health care plans for their retirees.

Riiiight, that's why all the new drugs have US patents - even if they are too unproven to be used here

ok, viagra, cialis, cures for RLS, ED, yada yada yada are all so important. Doctors are finding patients coming in for all kinds of treatments that have only been developed since the commercials talking about those symtoms started running. Yeah, lets invent a drug for a condition that didn't exist (or could be treated with B12 or saw palmetto) ten years ago, and get the insurance companies to pay it. In the meantime lets abandon the working man and his health care needs.

Brad S wrote:
We have a 2mil max, 2k deductible, 90/10 on first 20k, for $500 month, the same as a pickup payment.

See how that works when your wife develops breast or cervical cancer or you have a heart attack or one of your kids develop a long term treatment or is in a major accident or you hit 45 or 50 when the actuarial tables say your health will need more attention.

The group size insulates one from the aberration, if you buy insurane in a large group.

and if you want to change groups when you change employers you are screwed if you have a pre-existing condition that will keep them frm making a profit.

Brad S wrote:

Why would you finance a pickup truck?

Looks like the literacy rate on the rez is as bad as they say - A literate person would see that I wrote that I wouldn't finance a pickup

No, what you said was

We have a 2mil max, 2k deductible, 90/10 on first 20k, for $500 month, the same as a pickup payment. Guess that's why my pickup is 10 years old, but I ain't pi$$in and moaning about health costs. I think its a priviledge to have access to our health system.

I was commenting on why you would make payments on a pickup. Now or 10 years ago, it seems pretty counter productive. Apparently the literacy rate in Nebraska is pretty bad. You don't appear to be able to recall what you wrote even after looking at it again. You never said you wouldn't finance. You only said that you are driving a 10 year old truck, and that your insurance premium is about the same as a pickup truck payment. That implies that you would, at some point, finance a pickup truck.......probably if you didn't have to make insurance premium payments.

As far as the educational quality of a reservation, not having lived on a rez in over a decade, and then it was in New Mexico, I wouldn't know current rez educational statistics. IT doesn't apply to eastern Oklahoma anyway. If you were really from Haskell, or spent any real time there you would have known that in the Five Civilized Tribes National boundaries, there are no "rez's." They were done away with by the Dawes Commission over 100 years ago.

 

[Anonymous]

Sept 20, 2007
Former U.S. House Speaker Newt Gingrich Wednesday lobbied Congress to support a health insurance measure he said would aid children.

Gingrich, founder of the Center for Health Transformation, urged Republican lawmakers to support funding for the State Children's Health Insurance Program, his office said in a news release.

Gingrich told members of the Conservative Opportunity Society that if the funding for the federal program is allowed to run out, hundreds of thousands of children will be left without healthcare.

 

[milkndiva]

We are self employed, I get our familyhealth insurance thru my milk company, a few years back, the rates went up big time, so I had to switch to a plan just major medical, with a high deductible. So far so good, but really its not a way to live. My husbands job offers it also, but family coverage thru them would be almost $700 a month vs the $395 we pay now, plus the plan is not a whole lot better than what we have now. The health care issue is a huge issue, can't live without it, and I have known people who have gotten in a jam, had medical troubles, where there insurance would not cover all of it, where they just made payments to the hospital for years. I think as long as you pay them something they can not do anything to you.

What makes me sick is all these young girls who are on welfare, get pregnant have kid after kid, then they all get free health care, dental U name it, while us middle class people who work day in, day out, pay our own way, and struggle.

I think a system as Canada has would be great here in the US. Something will have to change and soon, because every year millions more people have to make the decision to go without helath insurance, just becasue they simply can not afford the premiums. Very sad, especially in one of the wealthiest countries in the World.

milkndiva

 

[katrina]

Working in the dental office I can tell you that the Rosebud rez is pouring out into the nebraska dental offices........ The horror stories of these Rosebud Indian dentist would curl your toes...... The dentist have loans that need to be paid off and so they are just putting in there time and the rez is taking it in the shorts........... And it's all welfare............




Spelling again......... :roll:

 

[Anonymous]

Universal health care is a state in which all residents of a geographic or political region have access to most types of health care.

Universal health care is provided in most developed countries, and many developing countries across the globe.

All of Europe has publicly sponsored and regulated health care. Countries include Austria, Belgium, Bosnia, Bulgaria, Croatia, Czech Republic, Denmark, Finland, Estonia, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, the Netherlands, Norway, Lichtenstein, Luxembourg, Poland, Portugal, Romania, Russia, Slovakia, Slovenia, Spain, Sweden, Switzerland and the United Kingdom.

Argentina, Brazil, Costa Rica, Canada, Chile, Cuba, Uruguay India, Australia, Israel Japan, New Zealand, Saudi Arabia, South Korea, Seychelles, Sri Lanka,Taiwan and Thailand have universal health care.

 

[Anonymous]

Working in the dental office I can tell you that the Rosebud rez is pouring out into the nebraska dental offices........ The horror stories of these Rosebud Indian dentist would curl your toes...... The dentist have loans that need to be paid off and so they are just putting in there time and the rez is taking it in the shorts........... And it's all welfare............




Spelling again......... :roll:

Thats comical-- because we see the reverse up here...We are off the Rez, but many tribal members live in town...And they are hauling themselves and their kids the 70 miles to IHS doctors and dentists constantly...
They can get emergency care here in town-but for most scheduled services they have to go to the IHS clinics or IHS contract clinics...But it seems on this Rez many of the IHS services are provided by the private doctors and dentists thru contracts....

 

[katrina]

The most part they are vary appreciate of our services.... Some I really like......... Coarse turn me loose with a dental drill and everyone is begging.......... :twisted:

 

[PPRM]

I KNOW I am not smart enough to know the right answer......I do know it is likely the biggest obstacle to people with good ideas from trying to open thier own business....I sit here and wonder the scope and breadth of new innovations that would be out there if this wasn't so expensive.....

My biggest deal is I don't have faith that our government will stop the abusers of any new program,

PPRM

 

[Ranch Mom]

Indian Health Service sucks. lucky to get an appointment, still sit all day, if anyone has access to the Martin paper, ever notice how almost once a week there is a stillborn? (yes that could be a two way street) but they miss things, and this is from personal experiences-they sent us home with a newborn that couldn't eat right, said it would be fine once we got home, certainly would have joined the many odd "natural causes deaths" you see in the paper had we not gone to another doctor, just took a special bottle and a brain in a doctor, now he is an awesome 2nd grader reading everything, (there were some other issues that they have missed/messed up for us too.) But if it's all you've got it works. We choose to have choice.

My town job gives us insurance coverage. Family coverage, pretty good for $700 a month more than what my school district share is. Hate to have to pay the full amount. Other times we have gone without & prayed or relied on IHS, but don't trust that anymore. Good luck with a solution, don't think socialization is the cure.

 

[milkndiva]

I KNOW I am not smart enough to know the right answer......I do know it is likely the biggest obstacle to people with good ideas from trying to open thier own business....I sit here and wonder the scope and breadth of new innovations that would be out there if this wasn't so expensive.....

My biggest deal is I don't have faith that our government will stop the abusers of any new program,

PPRM

With the current program their are so many that abuse the system of medicaire/medicaid, granted some people need it, the ones who have worked their whole lives, turned 65, yet sadly its some of the young people who have gotten lazy, expecting everything for free, not willing to work, that sponge off og the state in which they live in, having kids they couldn't afford otherwise, and us taxpayers flip the bills. I say get a job, and get off your butts!

We pay our own way, and I would not have it any other way, even though it is expensive, its worth it.

milkndiva

 

[Anonymous]

Members of Congress enjoy excellent health benefits under the Federal Employees Health Benefits Program (FEHBP). For 2002, a Representative could choose from 11 different health care plans under FEHBP. All plans offer prescription drug benefits.
The government (meaning taxpayers like you and me) pays 72% of the average premium but not more than 75%. Your Congressman saw the remaining 25% deducted from his $12,500 monthly paycheck (also paid for by you and me)....

Among the 11 health plans, the federal employee share of monthly premiums ranges from a low of $55.58 per month to a high of $354.08 per month....

Shouldn't the paupers have the opportunity to sign on to the same plan as the princes :???:

 

[Anonymous]

House Passes SCHIP Legislation

The House voted 265-159 last night to pass H.R. 976, the Children's Health Insurance Program Reauthorization Act. The winning margin falls short of a two-thirds majority needed to override President Bush's promised veto. The Senate is scheduled to vote on the bill later this week.

 

[Anonymous]

President Vetoes Children's Health Insurance Bill
Wednesday, October 03, 2007


WASHINGTON — President Bush on Wednesday vetoed a five-year, $35 billion expansion of the current State Children's Health Insurance Program, arguing the new program offers government-run health care to too many Americans who don't need it.

Democrats are confident they have a winning issue and are working hard to find enough votes in the House to override the veto. The Senate already has enough votes to override.

 

[frenchie]

Not that is is any help to one facing huge medical bills and I know we are criticized for "Socialized medical care but I haven't heard of anyone losing the place over hospital bills. At least here in Saskatchewan.

that may be so but it ain,t much help when the E.R is closed at the local hospital due to not enough Drs

 

[Chuckie]

i just happened to notice this thread while trying to catch up on everything (!). this is a shameless plug, but--you guys in the USA might want to check out NASE.org.

it's the national association for the self-employed, it's a non-profit, and they have THE MOST affordable health ins for the self-employed and individuals in the country. i know, i sell it. and a LOT of times, it's actually better coverage than you get in group insurance and more affordable!!

i didn't read the whole thread, just skipped here to add this--check them out, they really are good. or email me if you want...

ann

 

[Faster horses]

Chuckie, nice to see you here again.
I sent you a PM about the insurance, I need to find out more.
Thanks!

 

[CattleArmy]

NOTHING the government does is done better than our private health care. Yes health care is expensive, but who thinks they want a government run plan that is as idiotic as Social Security?

We have the best health care in the world, but its expensive. If we shift to Hilary care, it will cost more and be worse. There is no "government money" WE pay for that too.

We have a 2mil max, 2k deductible, 90/10 on first 20k, for $500 month, the same as a pickup payment. Guess that's why my pickup is 10 years old, but I ain't pi$$in and moaning about health costs. I think its a priviledge to have access to our health system.

OT is right, the uninsured are freeriding, but tort reform, while laudible, wouldn't cheapen health are very much.

That is total crap to lump all the uninsured into one group. Some uninsured people make payments for years and years on health care bills. To proud to get help from the government or unable to financially qualify yet have thousands of dollars of medical bills.


A privilage to be screwed when you need the health care services?? You have GOT to be kidding me. Let's see I pay around 400 bucks a month for insurance and have a thousand dollar deductable. I got sick racked up a 500 dollar medical bill and then on top of that I paid my health insurance deductible. So in one month this wonderful health care system we have raped me of 900 bucks. The scary thing is it wasn't like anything horrible was wrong with me and it still cost that much.

Several of you act like it's the poors lack of responsiblity that they don't have health insurance well boys try and make payments like that at 5.25 an hour and then get back to me on how well you all faired.

 

[CattleArmy]

Not that is is any help to one facing huge medical bills and I know we are criticized for "Socialized medical care but I haven't heard of anyone losing the place over hospital bills. At least here in Saskatchewan.

that may be so but it ain,t much help when the E.R is closed at the local hospital due to not enough Drs

It isn't just Canadian hospitals facing that challenge local rural hospitals in the states are having the same problems. It keeps getting closer to home all the time.