I give it all to V_Key (She's better with money than I am)...
I'd try to see that She Set-Up Trust for our other Loved Ones.
Love one's would get "Interest Only" - I learned that lesson well with my first two kids - Paid their College cost and Gave Them each $75,000 in three payments of $25,000 at 21, 23, 25 (was gone by 22, 24, 26)
(No Bank Control) I wrote Our Trust - 2 weeks before he died my Dad but the Bank in charge-of-it (NOT ME) - - the BANK Sold Our Ranch to them selves and 6 years later for 12 Millions More than we got) (Better my own waist their money than a Banker)
I know V_Key will do right by me
PS
My First wife raised my first two kids...
I raised V_Key - She is not Tight BUT know were every Penny Goes!