pay up front is the best. we have some guys who are always late payers, those guys were paying $275 when everyone else was at $225... I am not a banker, you want to take forever to pay, then I will add interest.
several of our guys like to put down $1000 per load, buy 20 loads.... then as we load out we bill them the total owed, minus the down payment. keeps me from selling out from under him, and keeps them from stiffing me
CASH IS KING !!! I never turn down a man with an empty truck and a stack of hundreds!